Counselors can help you understand the foreclosure process and what options are available to you for free. They can guide you through the process, as well as communicate with your mortgage lender or servicer on your behalf and help you find legal representation, if necessary. You can also receive debt counseling to keep you on a budget to make the payments to stay in your home.
Governor Quinn's Illinois Foreclosure Prevention Network is affiliated with 68 counseling agencies working out of nearly 100 office locations across the state.
The zip code locator is temporarily unavailable. Please call the toll free hotline at 1-855-KEEP-411 (1-855-533-7411) for a list of counselors in your area.
Be prepared. For a housing counselor to help quickly, you will need a number of documents regarding your mortgage, personal finances and income. See a list of the documents you'll need.
On July 19, 2013 it was announced that the final date to apply for the Illinois Hardest Hit Program (HHF) would be September 30, 2013. The program is now closed for new applications. Thousands of homeowners across Illinois who have experienced a 20 percent drop or more in income have received temporary mortgage assistance through the program and the federal funds are now exhausted.
Currently funded borrowers will not be impacted by the closure of the application process. Please log in here to access your account.
Homeowners with pending HHF applications should contact their assigned Sponsor Agency to learn what step their application is at currently.
If you are currently in need of assistance, the Illinois Foreclosure Prevention Network can connect you to a housing counselor who can suggest other programs you may be eligible for.